POWRÓT

it will take significant time for companies to estimate potential losses from the Japanese earthquake, and we expect that exposure will vary widely among reinsurers," financial analysts for Keefe, Bruyette Woods Inc. said in a note Wednesday. Larry Greenberg, an analyst with Langen McAlenney in Hartford, said his firm is inclined to believe that ultimate insured losses will be at the high end of AIR's estimates. "We believe that similar to postKatrina, the rating agencies could have a major impact on the marketplace as they reevaluate capital requirements," Greenberg said in his analyst's note Tuesday. MetLife Inc. bought American Life Insurance Company (ALICO) last year from American International Group Inc. The foreign lifeinsurance company relies on customers in Japan for a large part of its revenue, though it's not clear to what degree the disasters will disrupt that business or for how long. The Hartford Financial Services Group doesn't expect to incur claims from the earthquake and tsunami because the company doesn't cover property and casualty in Japan.

OK, so Woody Allen's looks is a tad extreme but you get the message. There are no boundaries for that fourletter word called LOVE. Follow Maria on Twitter:Join the conversation on The Punch's Twitter accountHave your say in the comments section below.and a War at the Ends of the Earth military and intelligence communities, it also reveals the many eccentric characters who emerged during this era of shifting portfolios and illustrates another important theme of the book: the privatization of intelligence operations, which were traditionally a core government function. In this new environment, ambitious individuals take on outsize roles. Consider Michele Ballarin, a former Republican candidate for Congress and socialite living on a 100acre farm in Virginia horse country who became obsessed with Somalia at the same time that the CIA and JSOC were increasingly focusing on the rise of alShabab, a Somali alQaeda affiliate that had taken control of much of the country. citizens, predominately from the Somali diaspora in Minnesota.

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I think folks tryin to feel accepted. It occurs to me that our parents used that onlywhitefolksdothat as a pretty fluid and selective deterrent. I'll have to try it with my kids . People can do whatever they want with thier legs, but that picture is not pretty in the leg department. Just saying. I do not shave because I dont need to, luckily. Im not very hairy and the little hair I do have on my legs is so fine that you cant even see it unless you are really close and if your that close you must be family or my guy. lol But I do have several friends that do and several that do not. Does not matter to me either way what a person wants to do but this is really interesting. I think criticizing someone for having hair on their legs is sad. God placed hair on people's legs. Why is what God did a bad thing putting Nair on your legs is fine (although it can burn and has an awful smell) and shaving and accidentally cutting your legs is fine (hair can clog up drains), but being what God made you is bad? " Why? God is perfect. What God makes is perfect. Don't let society or mainstream media tell you want pretty is.

Visiting Flamengo, if you are careful enough, you will be able to find a pearl in every walk, apart from its natural beauties. If you love architecture and art, try to settle in this charming neighborhood on your next trip to Rio. But don't forget to bring your camera along! Original photos of these buildings in Flamengo can be found at Belavistas Rio Carnival Blog. AND ARTFUL DEALS BERNARD ARNAULT b (FORTUNE Magazine) FRIENDS SAY Bernard Arnault is deeply in love with luxury goods. The 39year old French entrepreneur disputes that. ''You fall in love for inexplicable reasons,'' he says. ''This is completely rational. Nothing makes money like deluxe brands.'' Arnault is betting the chateau on that notion. By taking control in 1988 of Moet Hennessy Louis Vuitton, he became the world's preeminent purveyor of luxury goods, including Moet Chandon and Dom Perignon Champagnes, Hennessy cognac, Louis Vuitton luggage, Christian Dior and Givenchy clothes and perfumes, and Christian Lacroix fashions. ''This,'' he says triumphantly, ''is one of the world's most beautiful companies.

and his signature red pants Don't Miss:Rare Ferrari sells for $52MGaudi cathedral's futureSiri struggles on Bay BridgeHardly Strictly Bluegrass guideHSB updatesRecalling 2003 recallYou're likely to see much more of around town as the countdown to the America's Cup continues. The Frenchborn yachtsman (and former lawyer) has an impressive resume, having sailed in two Olympiads and skippered two Cup challenges for ballpoint pen tycoon Baron Marcel Bich. He's an officer of New Zealand's Order of Merit and a knight of France's highest honor, the Ordre National de la Lgion d'Honneur (demarcated by the centimeterwide rectangle of red thread embroidered into the lapel of his blazer). He's known for his instrumental role in persuading the luxury giant to back an America's Cup elimination series in 1981. Ever since, the Louis Vuitton Cup has preceded every multichallenger America's Cup. "It is the longest association in sports," he says of the Louis Vuitton Cup, the next of which will be held in July 2013. "I am getting old, but I am proud to say that." Under Troubl's expert eye (framed by distinctive round tortoise shell eyeglasses from an artisan in Paris' Rue St.

Reliance mutual fund sells stake to Eton Park Judging from yesterday's trading update, however, there is no silver bullet to take out Rexam's traditional foes: all year, the falling dollar, rising energy costs and increasing commodity prices have been sniping at the company's bottom line. But these pressures, surely, were already built into the share price. The stock had fallen 14 per cent between the start of October and Wednesday's close. Why would it tumble a further 16 per cent yesterday on what looked at first glance like minor adjustments to the outlook? Blame the gloomy mood of the market ready to punish even comparatively small amendments to expectations. Most analysts had already discounted a difficult 2007, but they may not have expected 2008 to open under the shadow of higher freight and raw material costs, however wellhedged. As a company, Rexam continues to pour on capital expenditure 300m ($612m) this year, and the same amount next. As a board, directors showed their confidence yesterday by buying the shares at their knockdown price/earnings ratio of between 11 and 12 times forecast earnings for 2008.

Reliance mutual fund sells stake to Eton Park Judging from yesterday's trading update, however, there is no silver bullet to take out Rexam's traditional foes: all year, the falling dollar, rising energy costs and increasing commodity prices have been sniping at the company's bottom line. But these pressures, surely, were already built into the share price. The stock had fallen 14 per cent between the start of October and Wednesday's close. Why would it tumble a further 16 per cent yesterday on what looked at first glance like minor adjustments to the outlook? Blame the gloomy mood of the market ready to punish even comparatively small amendments to expectations. Most analysts had already discounted a difficult 2007, but they may not have expected 2008 to open under the shadow of higher freight and raw material costs, however wellhedged. As a company, Rexam continues to pour on capital expenditure 300m ($612m) this year, and the same amount next. As a board, directors showed their confidence yesterday by buying the shares at their knockdown price/earnings ratio of between 11 and 12 times forecast earnings for 2008.

highlighted the growth in demand for its graduates as the university started four days of conferring ceremonies in which 2,419 students will graduate, including 56 PhD graduates. He said: "It is essential that we continue to exceed international benchmarks in the delivery of high quality, relevant research that will support Irish innovators and continue to attract foreign direct investment." Professor Barry said that traditionally UL's graduate employment figures trend well above the national average. "Despite the challenging environment, UL's graduate employment rate has continued to rise and our 2011 figure for primary degree holders is now 16pc higher than the HEA's most recently available national average figure which is 46pc for 2010. "Year on year our graduate employment figures are increasing as a reflection of our continually evolving programmes that offer our talented students the kind of educational and research experiences that will best prepare them for their careers," he said.and his signature red pants Don't Miss.

and foster futures Professor Don Barry, president of the University of Limerick ( UL), highlighted the growth in demand for its graduates as the university started four days of conferring ceremonies in which 2,419 students will graduate, including 56 PhD graduates. He said: "It is essential that we continue to exceed international benchmarks in the delivery of high quality, relevant research that will support Irish innovators and continue to attract foreign direct investment." Professor Barry said that traditionally UL's graduate employment figures trend well above the national average. "Despite the challenging environment, UL's graduate employment rate has continued to rise and our 2011 figure for primary degree holders is now 16pc higher than the HEA's most recently available national average figure which is 46pc for 2010. "Year on year our graduate employment figures are increasing as a reflection of our continually evolving programmes that offer our talented students the kind of educational and research experiences that will best prepare them for their careers," he said.

successful and was voted the most popular line in the Advertising Hall of Fame . Coined words, puns, jingles and even madeup words (like Louis Vuitton's "Epileather") are also ways to make a tagline stick. Simply being easy to remember isn't enough. Taglines should also build positive brand perceptions through imparting good feelings. Evocative vocabulary is one powerful way to create meaning. Since slogans are made for shorter running advertising campaigns, it is important that they stay relevant to their target market. Taglines, on the other hand, should not strive to be trendy at the risk of sounding dated after a few years. Since a good tagline stands the test of time, it should work across a variety of mediums, functioning like a thread that unifies the stories together. Consistency is crucial: numerous taglines and continual changes confuse consumers and dilute brand equity. H Block, a leading taxpreparation company, flipped between the slogans "America's tax team," "Just plain smart," and its current "Get it Right" in just a few years. The fragmentation risks leaving consumers unable.

Finally the party was dissolved in 1999. In December 2000 the APPD was reestablished in Munich, but did not participate in the Bundestag election of 2002. A sufficient number of signatures were collected for participation in the European election 2004, however these did not arrive because the German Postal Service declined to forward them to party chairman Christoph Grossmann. In the following year, the APPD took place in the Bundestag election of 2005 with little success. As a result, the party split into two parties in 2006 the APPD and the PogoPartei. Both parties plan to run in the next elections for the Bundestag and European Parliament in 2009. Theory of Pogo Anarchism PogoAnarchismus (Pogoanarchism) is often falsely confused with the standard anarchism, but there are more differences than commonalities. The concept of Balkanisation is introduced to split up the country into different parts: "Asoziale ParasitenZonen" (APZ, asocial parasite zone) for pogoanarchists and other asocials, who prefer not to work and rather drink beer.

Despite this, the low implied growth rate of COH leads to attractive upside potential. EL has been gaining ground in the three regions it operates in: The Americas; Europe, the Middle East Africa; Asia/Pacific. Each of its product categories, skin care, makeup, fragrance, and hair care, has also been growing yearoveryear. However, this trend is increasing at a decreasing rate. In 2011, 2012, and 2013, respectively, the company grew revenues 13%, 10.3%, and 5% (if analyst predictions for EL's fourth quarter are correct). However, EL has been able to increase gross margins from 76.5% in 2010 to 79.5% in 2013. Operating margins have increased from 10.1% to 13.5% in the same period. EL may find it difficult to further attain growth through margin expansion since its gross margins are already so high. By comparison, Christian Dior's operating margin for their perfumes and cosmetics group for 2012 was 14.9%, so there may still be room for EL to increase operating margins. However, EL's slowing growth and already high gross margins may make it difficult to increase profits.

however, there is no silver bullet to take out Rexam's traditional foes: all year, the falling dollar, rising energy costs and increasing commodity prices have been sniping at the company's bottom line. But these pressures, surely, were already built into the share price. The stock had fallen 14 per cent between the start of October and Wednesday's close. Why would it tumble a further 16 per cent yesterday on what looked at first glance like minor adjustments to the outlook? Blame the gloomy mood of the market ready to punish even comparatively small amendments to expectations. Most analysts had already discounted a difficult 2007, but they may not have expected 2008 to open under the shadow of higher freight and raw material costs, however wellhedged. As a company, Rexam continues to pour on capital expenditure 300m ($612m) this year, and the same amount next. As a board, directors showed their confidence yesterday by buying the shares at their knockdown price/earnings ratio of between 11 and 12 times forecast earnings for 2008. The shares ought to be attractive to other investors but, for the moment.

Mark Weber brings a breadth of brand development and operational skills that will be invaluable to DKI as it focuses on growing its sales and profitability." Donna Karan, DKI's Founder and Chief Creative Director, said, "We have built the Donna Karan International brand, designed by a woman who understands women and her families' needs, from day to night, inspired by the city and its energy, through fashion that embraces function and fantasy. With the support of LVMH and the benefit of Mark Weber's experience, I believe we can take DKI to the next level of growth and success as a fashion leader around the world." Mr. Weber said, "The Donna Karan brand is a leader in American fashion, and the opportunity to put my experience to use at DKI is enormously exciting. I look forward to working with Donna, an icon of the American fashion industry, and the whole DKI team. market." At DKI, Mr. Weber succeeds Jeffry Aronsson, who has been President CEO since November 2003. Antonio Belloni, LVMH Group Managing Director, said, "We thank Jeffry for his dedication and contributions to the Donna Karan brand and wish him success in his future endeavors."

Located at the intersection of I635 LBJ and the Dallas North Tollway, this fourlevel property also includes an office tower, a hotel, and its worldfamous ice skating rink. Novi Town Center is an outdoor venue with 44 stores. Located in the Detroit metropolitan area, Novi Town Center is anchored by Borders, Old Navy, and TJ Maxx. Simon Property Group, Inc. real estate company. Simon is a fully integrated real estate company which operates from five retail real estate platforms: regional malls, Premium Outlet Centers(R), The Mills(R), community/lifestyle centers and international properties. It currently owns or has an interest in 384 properties comprising 261 million square feet of gross leasable area in North America, Europe and Asia. The Company is headquartered in Indianapolis, Indiana and employs more than 5,000 people worldwide. Simon Property Group, Inc. is publicly traded on the NYSE under the symbol SPG.and most buzzworthy Angelina Jolie at the Oscars. The leg that peeked out of the high thighhigh slit of her Versace gown was the most exciting appearance on the red carpet.

Thank 'ou vedy much the hostess used to say. No, thank YOU for the surprise dish! For this reason, I rarely eat oriental food. One time I got some teriyaki chicken from Pink Pepper and dang if it wasn't the oddest looking chicken meat I ever saw. I couldn't eat it, thinking in my mind that it was cat meat. And ever since then, I just can't enjoy an oriental chicken dish. Just the fact that their home countries find cat meat a delicacy makes me feel kinda sick. So if you've ever lived near one of these restaurants and wind up with a missing kitty. You never know if that's what will be served up on your plate the next day when you go to eat there. YAGH! I say our pets are as smart as the owner. Now, there are some breeds of animals that are very high risk. When I went to get homeowners insurance once they gave me list of breeds of dogs that would deny me homeowners insurance. Huge list also, from pit bulls to our fav little taco bell doggy. LOL. I have known a few good pit bull owners but I have known far more who never should have a pit bull because that dog gives them balls.

Whether you are a neurosurgeon or a painter, art is what you aim for. As I began to brainstorm potential ideas for a midterm project I delved into the type of art that most deeply fascinates me. Human life. I thought to myself what better art form to explore than the most base, natural one? Childbirth became my theme and then, with the theory of a that does something as demonstrated by the breathing lung room, I paired the two to conceptualize a room that would connect people to the art of childbirth. Now this all seemed very good, but why not take it further? Why not connect people to their own little artistic miracle? I involved some theoretical science that would in fact make it possible to show a family how their unborn child experiences the world. The finished product came out great, complete with animations and sound effects, and I really think it incorporates every single week in this class. The aesthetics of the project definitely equal the scientific promise, that for sure. While I was working on the simple animation that would provide a visual example of the room, I taught myself a lot concerning perspective.

It is big business. I have recently moved to the States and people do not landscape like they do in Canada. Must be a British thing. I can see that Duke prides itself in a quality garden and I appreciate that. Another big sport in Canada that is still underground is airsoft. Perhaps Duke students would like to take a class in gardening and take time for a stressreducing fun activity like paintball or airsoft to help relieve the boredom. If it's about flowers, you'll probably find it here from pictures of flowers and flower meanings to wedding flowers and floral design schools. Simply browse the categories below for great decorating ideas, articles, holiday giftgiving tips, trivia, and trends. Find out about sympathy flowers, holiday flowers, and floral research. Or, sign up for our free email reminder service. We're adding more free floral information all the time, because flowers are our passion. So, from pansies to peonies and daisies to daffodils, we want to share them in every way that we can.and foster futures Professor Don Barry, president of the University of Limerick ( UL).

that the Somalis dubbed her Arabic for princess. Soon the Virginia socialite was embroiled in hostage negotiations with Somali pirates who had seized a ship carrying clandestine cargo of Russian tanks worth many millions. And Ballarin was put on the Pentagon payroll to provide intelligence about Somalia many armed groups, although it is unclear from Mazzetti account whether she discovered anything very useful. Duane Clarridge, a CIA legend who had played a starring role during the Irancontra scandal, also seized an opportunity in the new world of governmentsponsored private intelligence collection. In 2009, the 77yearold Clarridge, long retired and dismissive of the CIA as riskaverse, was running his own private spying operation along the AfghanPakistani border. He hatched a plan to dig up evidence that Afghan President Hamid Karzai was a heroin addict, a rumor that was floating around Kabul. Under the scheme, Clarridge would insert an agent into Karzai palace to collect his beard trimmings and then would run drug tests on them.

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